BravoPoints vs Greenlight (2026): points app or debit card?
Greenlight is the leading kids debit card: real money, real spending, financial literacy for older kids. BravoPoints is a points-and-rewards system for younger kids. They solve different problems — here is how to pick.
Quick verdict
Choose Greenlight when your child is ready for real money (typically 10+). Choose BravoPoints for the ages before that, when motivation comes from family rewards — an extra story, choosing movie night — not a bank balance.
| Feature | Greenlight | BravoPoints |
|---|---|---|
| Price | US$5.99–$19.98/month | $2.49 CAD/month or $19 CAD/year; 30-day free trial, no credit card |
| Model | Real money: debit card, allowance, saving and investing | Points for family rewards chosen by parents — no real money involved |
| Best ages | Roughly 8–18 (needs money maturity) | Roughly 2–12, with one-click starter packs per age range |
| Onboarding | Banking-style signup (identity, funding source) | Two minutes: sign in, add a child’s first name, pick a starter pack |
| French support | English-first; limited or no French | Fully bilingual English + Canadian French — interface, child view, emails, checkout, legal pages |
| Kids’ accounts & privacy | Child profiles or accounts inside the vendor’s app ecosystem | Kids never get accounts or emails; no ads, no third-party trackers (CSP-enforced); data stays readable if you stop paying |
Choose Greenlight if…
- Your child is 10+ and ready to manage real money
- You want allowance, saving goals, and a first debit card
- Financial literacy is the primary goal
Choose BravoPoints if…
- Your kids are younger (2–12) and money would miss the point
- You want routines and motivation, not banking
- You want French support and a lighter price
- You don’t want to connect a funding source to a kids app
Try BravoPoints free for 30 days
No credit card required.
This page is written by the BravoPoints team. We keep it honest — Greenlight is genuinely the better pick in the situations listed above, and we say so.